Client Testimonials

"I came to work with Delarosa Financial under the recommendation of my realtor. I was immediately impressed with how personable Ajay Delarosa was. He felt like a friend who was personally vested in our success. As a doctor and business owner my financial documents were complex. Ajay helped me get all the information I needed, communicating with my accountants and employers to get all the paperwork executed expeditiously. Due to his diligence we were able to close on a jumbo home loan in under 15 days! The listing agent had been burned by previous offers where financing fell through. Due to the trust, reassurance and reputation Ajay brought to the table, she felt confident in accepting our offer. In this day and age it's hard to find fellow professionals who provide the white glove service that Ajay provided. He is truly top notch and I will highly recommend him to anyone looking for a mortgage."

"The best experience I've had securing a home loan. Ajay has gone above and beyond to close quickly and efficiently even calling the seller agent to reassure them of our buying confidence. That is what helped us win the bid and our new home. Super grateful to have worked with Ajay."

"Ajay is hands down one of the best professionals I've ever worked with. I used him as my lender to purchase my home, and I truly couldn't have asked for a better experience. From day one, he was attentive, responsive, and incredibly knowledgeable. No matter where he was or what time it was, Ajay always made time to answer my calls or messages — and that kind of dedication is rare. What sets him apart is not just his professionalism, but his humility and heart. He's incredibly down-to-earth, genuinely cares about his clients, and treats you like family. You never feel like just another file on his desk — his priority is always your happiness, your peace of mind, and making sure everything goes as smoothly as possible. He's also extremely competitive — Ajay worked hard to make sure I got the best possible rate and was always one step ahead. I can't recommend Ajay and Delarosa Financial enough. If you want someone who truly puts people first, this is your guy."

"Ajay and his team were very communicative and punctual throughout the entire escrow process. We were able to close on a CA home in less than 3 weeks! Ajay was also able to get me a much better rate and closing costs as an Active Duty service member over other major VA loan competitors. Can't say it enough that Ajay cares about his clients and did his best to meet our needs in a home. Highly recommend to anyone looking to buy a home, I will be coming back the next time I am looking."

"Ajay did an excellent job in assisting us with our first home buying process from day one with some introductions, preapproval until the day of closing. He not only explained the process in detail, broke down to smaller steps so we could understand and follow, he also fought with us to get a good deal on the interest rate and the points. Whenever there's a hiccup with underwriter or title company Ajay always proactively contacted them, provided required documents, and on the other hand patiently explained to us even sometimes during weekend or late at night. It's been quite a journey for us buying our first home — it turned out great with his professional engagement."

"Ajay is an excellent mortgage broker! I was the listing real estate broker and he was the buyer's agent. I was updated and assured throughout the entire process as the listing broker. He obtained a clear to close on a jumbo loan in less than 10 days! Ajay truly goes above and beyond not just for his clients but for every professional in the deal. I would not hesitate working with Ajay!"

"Ajay helped us close a VA loan under two weeks. That is phenomenal! I truly felt Ajay had our best interests at heart throughout the entire process and secured a fantastic rate for us. I think 5 stars is not enough for everything he had done. When it comes to fees and interest rate, Ajay offers the lowest fees I have ever seen in the Bay Area, CA. I'm grateful for Ajay's expertise and highly recommend him to everyone."

"Ajay helped me to become a homeowner — he did an incredible job! He made the impossible possible. I really appreciate his work. In the whole process Ajay was so helpful, attentive to details, and so result-oriented. Highly recommended! 5 stars ++!!!"

"Close the deal with a smooth and easy transaction. It's easy to work with him."