Free Mortgage Tools
Mortgage Tools Built for Clarity
Use these calculators to estimate payments, compare options, and take the next step with confidence.
Mortgage Calculator
Estimate your full monthly payment including principal, interest, taxes, insurance, HOA, and mortgage insurance.
Open CalculatorAmortization Calculator
See a full month-by-month breakdown of your loan — how much goes to principal vs. interest, and your remaining balance over time.
Open CalculatorHome Affordability
Estimate how much home you may be able to afford based on your income, debts, and down payment.
Open CalculatorRent vs. Buy
Compare the estimated total cost of renting versus buying over your expected time in the home.
Open CalculatorDown Payment
Explore different down payment options and see how each one affects your loan amount and monthly payment.
Open CalculatorBAH & VA Loans
Learn how your Basic Allowance for Housing works with a VA loan to maximize your buying power as a service member.
Open CalculatorRefinance Calculator
Compare your current loan to a new rate and term to see if refinancing makes financial sense for you.
Open CalculatorReady to Move Forward?
Numbers Look Good? Let's Build Your Strategy.
Calculators give you estimates — Ajay gives you a real mortgage strategy. Get a fully reviewed pre-approval and know exactly where you stand.